Do Insurance Companies Declare Total Losses for Homes?

Do Insurance Companies Declare Total Losses for Homes?

After a passenger is involved in an unfortunate accident, we often hear that the car is totaled. However, we rarely hear that a house is totaled after damage is done to the property. Why do insurance companies total cars but not houses? Keep reading this article as we...
Does Insurance cover riots, Vandalism, and other Civil Commotion?

Does Insurance cover riots, Vandalism, and other Civil Commotion?

  A Loss Scenario Example Jeff owns Let’s Eat Cafe, located in downtown Atlanta. The restaurant building, owned by Jeff, and the property inside are covered by a commercial property policy which includes business income and extra expenses. The policy also...
5 Things You Need to do Now to Ensure You Are Covered for a Hurricane

5 Things You Need to do Now to Ensure You Are Covered for a Hurricane

Hurricane season runs from June through November, and the peak of the season is typically in September. Now is the best time to review your homeowner’s insurance to ensure that you are adequately covered if a hurricane hits. Keep reading this article for...
Settling an Insurance Claim After a Hurricane

Settling an Insurance Claim After a Hurricane

If your property has suffered damage due to a hurricane, your next step will inevitably be to settle an insurance claim. Which raises plenty of stressful questions: how do you file a claim? What does the claim process look like? What does the claim cover? What does it...
Why Should I Hire a Public Adjuster?

Why Should I Hire a Public Adjuster?

When disaster strikes your property, the logical action to take would be to contact your insurance agent to start the insurance claim, right? Since filing an insurance claim seems so simple, why should you hire a Public Adjuster? Because a Public Adjuster can...