Do Insurance Companies Declare Total Losses for Homes?

Do Insurance Companies Declare Total Losses for Homes?

After a passenger is involved in an unfortunate accident, we often hear that the car is totaled. However, we rarely hear that a house is totaled after damage is done to the property. Why do insurance companies total cars but not houses? Keep reading this article as we...
Does Insurance cover riots, Vandalism, and other Civil Commotion?

Does Insurance cover riots, Vandalism, and other Civil Commotion?

  A Loss Scenario Example Jeff owns Let’s Eat Cafe, located in downtown Atlanta. The restaurant building, owned by Jeff, and the property inside are covered by a commercial property policy which includes business income and extra expenses. The policy also...