Did you know this about insurance companies?
When filing an insurance claim, the insurance company will advise you to not use a public adjusting firm. Why? Simply put, the insurance company doesn’t want you to pay the full payout, and will try to take advantage of an inexperienced homeowner or a business owner. This is one of several insurance company secrets we’re revealing to you today, as well as sharing insight on this issue based on our experience, and thousands of claims we’ve worked with.
The most obvious reason that your insurance company doesn’t want you to use a public adjusting firm is that a Public Adjuster firm fights on your behalf to maximize the settlement. Whereas it is in the insurance company’s best interest to quickly close your claim while paying the least amount possible, legally.
INSURANCE COMPANIES MAY TRY TO TRAP YOU BY ASKING FOR RECORDED STATEMENTS AND MEDICAL AUTHORIZATIONS
The insurance company may demand reported statements and even confirmed medical authorizations. This information isn’t needed to help with your claim – insurance companies use these records and the policyholder’s inexperience to their advantage. If it they ask for reported statements, they ideally are looking for to included information along the lines of, “The damage was partially my fault,” etc. Additionally, the insurance company wants access to medical records, if applicable. Regardless of the situation, your claim will be significantly less.
INSURANCE COMPANIES DON’T WANT CASES TO GO TO COURT
Insurance companies have an interest in going to court. When a dispute occurs, the insurance company may appear to want to take the insurance claim case to court willingly, but this is not the case. Realistically, the insurance company does not want to go to court and would instead push for a settlement. Without the expertise and knowledge of an experienced firm, a policyholder may settle with the amount offered. This is one of many strategies that the insurance company may try as a negotiation tactic for policyholders.
SOLUTION
When you have an insurance claim for your home or business, we recommend consulting with a public adjusting firm to discuss the details of your insurance claim. By hiring a licensed public adjuster, you are deciding to hold the insurance company accountable for the coverage listed in the policy. Strategic Claim Consultants are here to help. As GAPIA-certified public adjusters with years of experience, we can help you get the compensation you deserve. Contact us now so that we can understand your needs.