The National Oceanic and Atmospheric Administration (NoaaA) predicts an extremely active hurricane season this year, in the United States. This year has broken records for the number of storms that have already taken place including the most recent storm, Hurricane...
One of the most significant challenges that a business owner faces is property damages and losses due to unanticipated incidents. These damages can cause severely affect normal business operations. A business owner’s responsibility, after damages occur, is to...
The impact of Hurricane Isaias caused significant damages to homes and businesses on the East Coast. It has been reported that this storm claimed the lives of at least nine people. The storm balanced between a hurricane and a tropical storm and made landfall Monday...
With hurricane season around the corner, the possibility of an electrical event is also prominent. As a business owner, you may ask the question, “what happens if my business’ building is struck by lightning?”. Most commercial property insurance policies...
Hurricane Isaias landed Monday night near Ocean Isle Beach, North Carolina, and produced several tornadoes that caused fires, flooding, and power outages resulting in one death. “We don’t think there is going to be a whole lot of weakening, we still think...
Hurricane season runs from June through November, and the peak of the season is typically in September. Now is the best time to review your homeowner’s insurance to ensure that you are adequately covered if a hurricane hits. Keep reading this article to find out...
Knowing the Difference Between a Public Adjuster and an Adjuster That Works Through an Insurance Company Impacts Homeowner or Commercial Insurance Claims As required by law, having adequate insurance coverage is needed if you own property. Most policyholders...
After a passenger is involved in an unfortunate accident, we often hear that the car is totaled. However, we rarely hear that a house is totaled after the damage is done to the property. Why do insurance companies total cars but not houses? Keep reading this article...
Businesses located in urban areas may suffer from damage to their property due to riots or vandalism. Many business owners are wondering “Does Insurance Cover Riots Vandalism or Civil Commotion?” Read this article discussing this topic. Listed below is...
The fundamental principle of a “valued policy” statue is that the parties involved with an insurance contract agree that the property value is binding and not subject to judicial inquiry. According to Investopedia, Valued policy law (VPL) is a statute that...
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