Are you searching for a residential or commercial public claim adjuster in Georgia? It can be difficult to find the right public adjuster for you – one who can help you negotiate with your insurance company to get the compensation you deserve. Here are some helpful tips for finding a quality public adjuster in Georgia.
- Check the Public Adjuster’s Credentials to Make Sure the State of Georgia Qualifies Them
Commercial or residential public claims adjuster in Georgia must be qualified by the GAPIA (Georgia Association of Public Insurance Adjusters). When interviewing any prospective commercial or residential public adjusters in Georgia, you should ask for proof of their qualifications – including GAPIA licensing.
Any public adjuster operating without a license by GAPIA is not legal according to the laws of the state of Georgia – and should not be considered for your case.
- Avoid Public Adjusters Who Make Lofty Promises About Compensation
A doctor does not know that you’re sick before you have an initial appointment – and a public adjuster won’t know whether or not you have a case before they review your insurance contract in full. If you come across a public adjuster who is making bold and lofty claims about how much money you can recover – and they haven’t even seen your insurance contract – you should avoid them.
- Ask For References & Referrals to Past Clients
To learn more about what to expect from the public adjuster, ask for references from past clients. When communicating with these past clients, ask about the compensation recovered, the amount of time the process took, and how well the public adjuster communicated throughout the process. If a public claims adjuster is not willing to give you references or referrals, don’t work with them.
- Know How Much You Can Expect to Pay
Many factors impact the cost of hiring a public adjuster. These factors include the complexity of the loss, size of your property, and the circumstances surrounding your loss. Most public adjusters will charge somewhere between 5-20% of your compensation. Typically, the more significant your loss, the lower the percentage is – they may charge 20% on a $40,000 claim, but 10% on a $100,000 claim. A public adjuster charging less than this may not be reputable – the adjuster may be cutting costs and may not give your case the due diligence it deserves.
- Avoid Public Adjusters Who Pressure You into a Decision
Hiring a public adjuster is a big commitment. Your adjuster should not pressure you to sign a contract on the spot or try to make you sign before you fully understand what they can do for you. If they aren’t willing to back off and let you think things over for a day or two, this is a sign that they may not be the best choice for your needs.
Follow These Tips to Find a Good Public Adjuster in Georgia!
Hopefully, these tips will help you as you search for a commercial or residential public adjuster in Georgia. Not sure where to start? Brandon Lewis and the team at Strategic Claim Consultants are here to help. As GAPIA-certified public adjusters with years of experience, we can help you get the compensation you deserve. Contact us now so that we can understand your needs.